Some Advantages of Corporate Motivational Seminars

Financial services provider Brad Liebe offers financial consulting and estate planning services through his company, KK and B Financial Services for Seniors. From 2013 to 2015, Brad Liebe has attended Rick Olson Seminars, where he spoke about goal-setting, simplifying life, restocking organization, and intentional growth in many motivational seminars.

Stress in the workplace is difficult to address. According to the World Health Organization, a healthy workplace provides employees with appropriate levels of pressure that allows them to exercise their abilities using available resources. One of the ways to stimulate employees to achieve organizational objectives is by allowing them to attend motivational workshops and seminars.

A motivational seminar can awaken the innate desire in people to affect transformation and change to make things better. It allows them to set aside their fears to experiment on new things. It can generate a higher commitment to goals and inspire responsibility to the team and the organization.

Specific methodologies used in a motivational seminar develop workers’ self-confidence. Under the oversight of an experienced motivational speaker, employees can participate in discussions and conversations where they are free to share even their disruptive experiences in the workplace. Tools that encourage reflecting, visualizing, and sharing alternative scenarios help participants gain the confidence that they can contribute towards the achievement of organizational goals. Some even have the chance to speak in front of the crowd.

Additionally, a motivational seminar provides an open space for errors. Mistakes are inevitable in every organization, and the motivational seminar teaches the participants to learn for mistakes.

How to Find a Senior Financial Advisor

Brad Liebe is a motivational speaker specializing in helping people set goals, simplify their lives, and establish intentional growth. In addition, Brad Liebe is the owner of KK&B Financial Services for Seniors. At KK&B, he advises and counsels seniors about fiscal responsibility and offers an array of products, including life insurance and Medicare supplemental insurance.

A financial advisor is a huge advantage for seniors, especially those who haven’t previously focused too much on their finances. To find the right one for you, start by checking industry databases such as the Financial Planning Association and the National Association of Personal Financial Advisors. These can be an important resource for learning about what criteria to look for in a financial advisor.

Also, make sure they specialize in working with seniors. Not every financial advisor has the skill set to cater to the aging population, and finding one with experience in the area is crucial.

Before you start searching, do some preliminary research on your own about what financial services and products you might need. Then find an advisor who is well-versed in products such as asset-based long-term care and services such as estate planning.

And, of course, you should always try to meet your financial advisor in person. When you’ve found a few potential advisors, set up an appointment with at least two to discuss your priorities and plans before deciding whom to work with.

Playing the Old Course at St. Andrews Links

Business professional Brad Liebe has a diverse range of professional interests, serving as a consultant and motivational speaker as well as owning KK and B Financial Services for Seniors in Fort Myers, Florida. In addition to his professional career, Brad Liebe is an avid golfer, with an interest in golfing Scotland’s Old Course.

If you have any interest in golf at all, you likely have heard of Scotland’s Old Course, located at the Links at St. Andrews. This the place where the game of golf was first played, nearly 600 years ago.

In spite of its history and importance to the game of golf, the Old Course is a public course that can be played by just about any golfer who wants to go. You will need a handicap in order to play the course (a maximum of 24 for men and 36 for women). Be sure to bring your handicap certificate with you, as you’ll need to present it to the starter on the day you plan to play.

All tee times at the St. Andrews Links come as part of a package or a golf tour that includes accommodations, transportation, and, of course, golf. Most golf tours are booked for a minimum of 4 nights. When your tee time is booked in advance, you receive a two-course package, which means you can also play another course at St. Andrews Links, either the Castle Course, Jubilee Course, New Course, or Eden Course. Though you don’t have to play this other course, it is included in the fee you pay. Tee times often book out in advance, so you will want to plan ahead for your golf vacation.

Management Practices that Boost Employee Performance

Business leader Brad Liebe is the owner of KK and B Financial Services for Seniors. A speaker and corporate consultant on strategic planning and management training, Brad Liebe works with company executives in various industries, helping them reach their full potential.

A company’s most important resource is its people. To achieve peak potential, it must optimize employee performance. Here are three management practices that do just that:

1. Support for employees’ growth. This can take various forms. For example, management can delegate important roles to employees helping them acquire additional skills, then once employees are done with the work, managers provide constructive feedback. Management can also extend leadership training beyond the executive-level to middle management and supervisors, ensuring those at the grassroots, who need the most training and development assistance, get it.

2. Open communication with employees. Open communication should be respectful and professional. When executives go out of their way to check on their employees, making sure they feel supported, employees are far less likely to burn out. This benefits the company in other ways. For example, executives who are more engaged with their employees can better address internal concerns and predict future turnover.

3. Effective reward mechanisms. This can take the form of monetary rewards tied to company-wide earnings targets or recognition in front of peers. Some studies have shown that recognition is a way more effective motivator than money.

Medigap and Florida Supplemental Insurance

Financial consultant Brad Liebe is the owner of KK and B Financial Services for Seniors in Fort Myers, Florida. In his role as a financial consultant, Brad Liebe assists his clients with choosing financial products that can help them prepare for retirement, one of which is supplemental insurance. Medigap, as it is more commonly called, is supplemental insurance purchased through private insurance companies.

Medigap is intended to fill gaps that are not paid through Medicare. In addition to extra costs for services and supplies, Medigap can pay for co-pays, co-insurance, and deductibles. Depending on the policy, some provide for coverage for things that Medicare does not cover, for example for medical care for when traveling outside the US.

For a person to participate in a Medigap plan, they must first have Part A and B of Medicare. Moreover, Medigap is not the same as Medicare Advantage, and it is not legal to sell a person a Medigap plan if they have a Medicare Advantage plan. The monthly premium is paid alongside the premium paid for Part B of Medicare, and the policy covers one person.

Other guidelines provide stipulations for covered expenses. For example, a person can renew their policy, even if they have health issues. Moreover, some plans cover prescription drugs, but many plans that were created after January 1, 2006, do not include this coverage. Instead, the person can join the Medicare Prescription Drug Plan D.

In Florida, the plans are similar to those of 47 other states in the country. Participants can enroll in plans with designated letters A, B, C, D, F, G, K, L, M, and N, and regardless of where they get their care in the state, the benefits are standard across the state. Open enrollment begins the day a person reaches 65 or older, and a person cannot be denied coverage for pre-existing conditions.

Municipal Bonds - A Tax-Free Stream of Income

Brad Liebe, the owner of KK and B Financial Services for Seniors, assists his clients with all matters related to wealth management. As a financial consultant, Brad Liebe also provides seminars on several topics, including creating tax-free income streams.

One tax-free income stream is the municipal bond. Municipal bonds are often called the triple-tax-free bond because they are exempt from federal, state, and city taxes. The state, county, or city issue these bonds, and the revenue is used to fund public goods or services (i.e. roads and schools).

Consumers benefit from utilizing municipal bonds in a few ways. The issuing tax authority backs the bonds in good faith and credit. The revenue generated from the bonds is not taxed, hence the label tax-free income. Moreover, while the yield of the bond is a little bit lower than other investment types, they are a relatively safe way to invest money in a diversified portfolio.

However, as with all investments, there are a few catches. For one, some bonds might not be exempt from some taxes. Then, there is the alternative minimum tax, a tax that prevents certain types of tax deductions and shelters. Those considering investing in municipal bonds should research the return amount and applicable taxes to determine if municipal bond investing is worthwhile.

Venison for Thanksgiving?

Deer
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A motivational speaker and owner of KK&B Financial Services for Seniors, Brad Liebe, has fond memories of Thanksgiving. However, Brad Liebe’s memories center on family, friends, and deer, not turkey. He was raised in Waupaca, Wisconsin, and a Thanksgiving Day tradition there is going deer hunting.

Deer hunting in Wisconsin is divided into separate seasons, for example, archery season, which occur at different times of the year. Hunting with a gun, or “gun deer season,” is usually allowed from mid-to-late November until early December. Of course, this is in line with Thanksgiving Day, so many people have grown up with the idea of hunting deer on Thanksgiving Day.

This is not to say that people are giving up the family ties and bonds of friendship that are always renewed and strengthened during Thanksgiving. During Wisconsin’s gun deer season, those bonds and ties are just in a different environment. Many people like to get together with family or friends and share a rooming cabin, eat a nice breakfast, pack a lunch, and go hunting. Some might just go out in the morning and try to get back in time for the afternoon feast. Those who stay in the cabins or just don’t make it back in time for the meal can usually find a local eatery that is serving Thanksgiving dinner and still get their fill of the holiday trimmings if they wish. However, for a lot of people across the upper-midwestern states, Thanksgiving isn’t the same without a good deer hunt.